Connecting
The World's Capital
Theo puts capital to work financing the world's gold trade.
Depositors earn the yield that trade generates.
Theo builds financial products that
make real-world assets tradable,
liquid, and globally accessible.
Our Partners
Working With
The Very Best
Institutional Assets,
Onchain
Institutional Assets,
Onchain
BEST IN CLASS PARTNERS
thUSD
thUSD is a yield-bearing stablecoin generating returns through a delta-hedged gold carry trade managed and executed by Theo.
Continuous Backing
Attestations
thUSD TVL
APY
5.4%
*Based on a 100k investment over 1 year.
thUSD
1-Year US Treasury Bill
thUSD
thUSD is a yield-bearing stablecoin generating returns through a delta-hedged gold carry trade managed and executed by Theo.
Continuous Backing
Attestations
thUSD TVL
APY
5.4%
*Based on a 100k investment over 1 year.
thUSD
1-Year US Treasury Bill
thBILL
thBILL is a basket of institutional-grade tokenized U.S. Treasury bills from regulated issuers, the yield-bearing foundation of the Theo ecosystem.
Backed by 2 AAA-rated funds, affirmed
by S&P Global & Moody's.
Backed & Affirmed
By the BEst.
thBILL TVL
APY
3.68%
*Based on a 100k investment over 1 year.
thBILL
Traditional Savings (0.60%)
FOR BUSINESSES
Finance Your Inventory.
Keep Your Capital.
Theo leases physical gold to established retailers, dealers, and jewelers.
You owe ounces, not dollars, so inventory stays hedged and capacity sits alongside your existing bank lines.
Theo leases physical gold to
established retailers, dealers, and jewelers.
You owe ounces, not dollars, so inventory stays hedged and
capacity sits alongside your existing bank lines.
Theo leases physical gold to
established retailers, dealers, and jewelers.
You owe ounces, not dollars,
so inventory stays hedged and
capacity sits alongside your existing bank lines.
CASE STUDY
Mustafa Centre, Singapore
They sell ~500kilos of gold every month.
Yet their gold exposure never fluctuates.
CASE STUDY
Mustafa Centre, Singapore
They sell ~500kilos of gold every month.
Yet their gold exposure never fluctuates.
CASE STUDY
Mustafa Centre, Singapore
They sell ~500kilos of gold every month.
Yet their gold exposure never fluctuates.
Our Mission, Vision and Values
01
Connecting Capital
02
Access for All
03
Safety First
01
Connecting Capital
02
Access for All
03
Safety First
Built with security
& trust in mindWe work with best-in-class partners to ensure the highest standard of security.
Built with security
& trust in mindWe work with best-in-class partners to ensure the highest standard of security.
Built with security
& trust in mindWe work with best-in-class partners to ensure the highest standard of security.
Built with security
& trust in mindWe work with best-in-class partners to ensure the highest standard of security.
Built with security
& trust in mindWe work with best-in-class partners to
ensure the highest standard of security.Built with security
& trust in mindWe work with best-in-class partners to
ensure the highest standard of security.Built with security
& trust in mindWe work with best-in-class partners to
ensure the highest standard of security.Built with security
& trust in mindWe work with best-in-class partners to
ensure the highest standard of security.
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THEO ©2026, CONNECTING THE WORLD'S CAPITAL
Need more information?
THEO ©2026, CONNECTING THE WORLD'S CAPITAL