Finance Your Inventory.
Finance Your Inventory.
Keep Your Capital.
Keep Your Capital.
Finance your gold inventory in gold, not dollars.
CASE STUDY
Mustafa Centre, Singapore
Learn how Theo helps finance
one of Asia's largest gold retailers.
CASE STUDY
Mustafa Centre,
Singapore
Learn how Theo helps finance
one of Asia's largest gold retailers.
DENOMINATED IN
DENOMINATED IN
Gold
Gold
FACILITY SIZE
FACILITY SIZE
Flexible
Flexible
TIME TO INITIAL TERMS
TIME TO INITIAL TERMS
1-2 Days
1-2 Days
Why finance in gold
Why Finance in Gold, Not Dollars?
Why Finance in Gold,
Not Dollars?
Your facility is denominated in ounces, so inventory is matched by a gold liability:
no hedging, no margin calls, no top-ups when the price runs, and your working capital stays free.
Theo leases physical gold to
established retailers, dealers, and jewelers.
You owe ounces, not dollars,
so inventory stays hedged and
capacity sits alongside your existing bank lines.
Theo leases physical gold to
established retailers, dealers, and jewelers.
You owe ounces, not dollars, so inventory stays hedged and
capacity sits alongside your existing bank lines.
THE PROBLEM
Gold has doubled since 2024.
Credit lines have not.
Gold has doubled since 2024.
Credit lines have not.
GOLD PRICE
TYPICAL BANK FACILITY
SIDE BY SIDE
Theo vs. Traditional Banking
Theo vs. Traditional Banking
Theo
THEO
THEO
THEO
TRADITIONAL BANKING
BANKING
TRADITIONAL BANKING
Denominated in
Denominated in
Denominated in
Gold (ounces)
Gold (ounces)
Gold (ounces)
Dollars
Dollars
Dollars
Hedging required
Hedging required
Hedging required
None
None
None
Usually
Usually
Usually
Margin calls
Margin calls
Margin calls
None
None
None
Possible
Possible
Possible
Top-ups if price rises
Top-ups
if price rises
Top-ups if price rises
None
None
None
Common
Common
Common
Facility size
Facility size
Facility size
Flexible
Flexible
Flexible
Fixed line
Fixed line
Fixed line
Time to initial terms
Time to
initial terms
Time to initial terms
Days
Days
Days
Months
Months
Months
BUILT FOR
Who Finances with Theo?
Who Finances with Theo?
Theo can finance
Theo can finance
your gold inventory.
your gold inventory.
Jewelers
Retailers
Wholesalers
Bullion dealers
Manufacturers
Refiners
Theo can finance
your gold inventory.
Jewelers
Retailers
Wholesalers
Bullion dealers
Manufacturers
Refiners
How It Works
Three Step Process
Three Step Process
A quick review of your business and gold needs,
physical ounces delivered through an agreed process, then into inventory or production.
Pay your fee in gold, roll over or return.
Theo leases physical gold to
established retailers, dealers, and jewelers.
You owe ounces, not dollars,
so inventory stays hedged and
capacity sits alongside your existing bank lines.
Theo leases physical gold to
established retailers, dealers, and jewelers.
You owe ounces, not dollars, so inventory stays hedged and
capacity sits alongside your existing bank lines.
01
Qualify
02
Deliver
03
Deploy
01
Qualify
02
Deliver
03
Deploy
GET IN TOUCH
Put Your Gold to Work
Put Your Gold to Work
Need more information?
THEO ©2026, CONNECTING THE WORLD'S CAPITAL
Need more information?
THEO ©2026, CONNECTING THE WORLD'S CAPITAL